Knowledge center
Field notes from brokers, builders, and the messy middle
For agencies
Life insurance cross-sell timing for ACA and Medicare brokers: final expense at T65 and income replacement pre-65
August 26, 2026
For agencies
Covered California 2026: the broker certification, state subsidy, and individual mandate details that differ from Healthcare.gov
August 25, 2026
For agencies
Association health plans and supplemental stacking for self-employed clients: what qualifies and how to build the conversation
August 24, 2026
For agencies
Medicare Advantage vs Medicare Supplement commission structure: how initial, renewal, and D-SNP pay compares
August 22, 2026
For agencies
AHIP and carrier-specific annual certification for Medicare brokers: what lapses, when, and how to avoid mid-AEP gaps
August 21, 2026
For agencies
AHIP and carrier-specific certification for Medicare brokers: what actually lapses when a broker misses the December 31 deadline
August 20, 2026
For agencies
Life insurance for business owners: buy-sell agreements, key person coverage, and Section 101(j) consent requirements
August 18, 2026
For agencies
Worksite voluntary benefits: how payroll-deduction enrollment actually works for insurance brokers
August 17, 2026
For agencies
ACA broker multi-state producer licensing: reciprocity through NIPR, SBE certification, and what each step actually requires
August 15, 2026
For agencies
Medicare broker compensation: CMS fair market value caps, initial vs renewal commission structure, and MAPD vs PDP differences
August 11, 2026
For agencies
Medicare Scope of Appointment: the 48-hour rule and what documentation survives an audit
August 6, 2026
For agencies
D-SNP dual-eligible plans: enrollment mechanics, subtype differences, and broker compensation
August 5, 2026
For agencies
ACA minimum value standard: when employer plans fall below 60 percent and what it means for APTC eligibility
August 4, 2026
For agencies
ACA Section 45R small business health care tax credit: what qualifies, what phases out, and why brokers rarely bring it up
August 3, 2026
For agencies
ACA Section 125 premium-only plans and the employer affordability test: the pre-tax premium question brokers miss
July 30, 2026
For agencies
ACA broker documentation audit checklist: the 10 records every agency must retain for CMS review
July 24, 2026
For agencies
ACA employer shared responsibility: what brokers need to know about Section 4980H
July 23, 2026
For agencies
ACA broker compliance calendar: quarterly deadlines and documentation checklist
July 21, 2026
For agencies
ACA broker consent-to-represent requirements under 45 CFR 155.220
July 20, 2026
For agencies
ACA broker commission disclosure requirements: what CMS mandates at enrollment
July 19, 2026
For agencies
ACA SHOP Marketplace for small employers: when the IRC 45R tax credit justifies the complexity
July 18, 2026
For agencies
ACA CRM and quoting tools in 2026: how six platforms compare
July 17, 2026
For agencies
ACA coverage for small business owners: S-corps, sole proprietors, and APTC
July 15, 2026
For agencies
ACA Marketplace enrollment fraud: unauthorized enrollments and how brokers protect their NPN
July 13, 2026
For agencies
ACA producer contracting and the carrier hierarchy: FMO, MO, GA, and writing broker
July 10, 2026
For agencies
ACA broker anti-rebating rules: what counts as a rebate and where the line sits
July 9, 2026
For agencies
ACA navigator vs licensed broker: enrollment roles, legal authority, and what members actually need
July 8, 2026
For agencies
Multi-state ACA broker registration: FFM, SBE states, and the licensing gap agencies hit before AEP
July 6, 2026
For agencies
ACA broker E&O insurance: what it covers, what it does not, and the intake documentation gap
July 4, 2026
For agencies
ACA carrier appointments: how the process works and where agencies get stuck
June 24, 2026
For agencies
White-label ACA quoting for agencies and insurtechs: what it costs, what you get, and when it makes sense
June 23, 2026
For agencies
ACA broker SEO 101: how to get found locally in 2026
June 22, 2026
For agencies
How insurtechs use ACA APIs: quoting layer, enrollment layer, and what to build
June 21, 2026
For agencies
Building an ACA broker brand on LinkedIn: what actually moves the needle
June 18, 2026
For agencies
Lead generation for ACA brokers: what actually works in 2026
June 17, 2026
For agencies
Should your agency build its own ACA quoting tool?
June 16, 2026
For agencies
How to scale an ACA agency from 1 to 10 agents before AEP
June 14, 2026
For agencies
Setting up a multi-agent ACA agency: tech stack from scratch
June 7, 2026
For agencies
What is EDE certification and is it worth it for solo agents?
June 4, 2026
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