During Plan optimization, QualityQuotes can rank plans using a scoring function based on the inputs you supply. It does not make coverage decisions for you. Final plan selection stays with the broker and the household.
What the scoring function weighs
- Net premium after estimated APTC
- Metal tier and deductible relative to household profile
- Disease management program match when health conditions are on the member record and you set a weight on Step 2
- Plan attributes available during the quote session
How to use ranked results
- Review the suggested plans and the reason shown for each.
- Override any suggestion. Ranking is a starting point, not a mandate.
- Compare net annual cost when utilization matters for the household.
- Verify doctors, drugs, and network before recommending enrollment.
For a public walkthrough of plan ranking, see the plan ranker page.
Save the selected plans as a quote. Once the household signs and the business enters the book, follow Policy stages.